SR-22 Cost Estimator

By SR22 Helper · Updated October 2026 · Last reviewed: October 2026 · Sources checked

Answer three questions. You get an honest estimated range built from published carrier averages — plus your state's actual filing rules. No email required, no obligation.

How these estimates work

The ranges come from published 2026 rate analyses across four major carriers (GEICO, Progressive, State Farm, Nationwide via WalletHub): the low end of each range reflects the cheapest carrier measured, the high end the priciest. The spread between carriers is routinely over $1,000 a year — which is exactly why comparing quotes matters more than any estimate.

Non-owner estimates apply a ~50% reduction, matching published analyses that put non-owner SR-22 policies roughly 40–60% below owner policies. The $15–$25 filing fee is charged once by the insurer and is separate from the premium.

What the estimator can't do

It can't see your age, your ZIP code, your driving record beyond the triggering violation, or which carriers actually file SR-22s in your state. Two drivers with the same violation in the same state can get quotes hundreds of dollars apart. Treat the estimate as a planning number — then get the real one.